Home   Hassle Free Representation   Our Lawyers   Money Back Guarantee   Testimonials   Tale of 2 Motorists   How to fight a NY Speeding Ticket   How To Fight A NYC Speeding Ticket   How to beat a NYC Speeding Ticket   How To Find Best Traffic Lawyers   Speeding Ticket Defense Unit   Moving Violations Defense Unit   NYS Fines and Surcharges   Additional DMV Fines   Notable Counties   Notable Courts   New York City Tickets   VTL  1174 Passing a Stopped School Bus   NYS Move Over Law   NYS Cell Phone Law   NY Cell Phone Ticket   NYC Cell Phone Ticket   Anatomy of a  Cell Phone Trial   Cell Phone Tickets - Violations   NYS Texting Law   Aggravated Unlicensed Operation   Get Back On the Road   White Plains Traffic Tickets   Best White Plains Traffic Ticket Defense   White Plains Ticket Don't Plead Guilty   Yonkers Traffic Tickets   DWI - DUI   Truck Tickets   CDL License Penalties   DMV Traffic Points   Auto Insurance Points   NYS DMV Point & Ins. Reduction Program   Trespassing & Burglary   Disorderly Conduct & Harassment   Marijuana Charges   Where We Can Represent You   Don't Call Us Specialists  ;)   Attorney's Blog   Contact Us


facebook Like us on Facebook    Join Us On Google+  LinkedIn   twitter_button    More New York Courts Info   NYC Traffic Court Info
Connecticut  Massachusetts  New Jersey  Ohio  Rhode Island  Vermont

CALL: 1-877-99-NoTix  (1-877-996-6849)     Email:    


Download NoTix
the new traffic tool
and GPS tracker
“Your Virtual Attorney”
for Android devices
(iPhone version coming soon)


[Hassle Free Representation]
[Our Lawyers]
[Money Back Guarantee]
[Tale of 2 Motorists]
[How to fight a NY Speeding Ticket]
[How To Fight A NYC Speeding Ticket]
[How to beat a NYC Speeding Ticket]
[How To Find Best Traffic Lawyers]
[Speeding Ticket Defense Unit]
[Moving Violations Defense Unit]
[NYS Fines and Surcharges]
[Additional DMV Fines]
[Notable Counties]
[Notable Courts]
[New York City Tickets]
[VTL  1174 Passing a Stopped School Bus]
[NYS Move Over Law]
[NYS Cell Phone Law]
[NY Cell Phone Ticket]
[NYC Cell Phone Ticket]
[Anatomy of a  Cell Phone Trial]
[Cell Phone Tickets - Violations]
[NYS Texting Law]
[Aggravated Unlicensed Operation]
[Get Back On the Road]
[White Plains Traffic Tickets]
[Best White Plains Traffic Ticket Defense]
[White Plains Ticket Don't Plead Guilty]
[Yonkers Traffic Tickets]
[Truck Tickets]
[CDL License Penalties]
[DMV Traffic Points]
[Auto Insurance Points]
[NYS DMV Point & Ins. Reduction Program]
[Trespassing & Burglary]
[Disorderly Conduct & Harassment]
[Marijuana Charges]
[Where We Can Represent You]
[Don't Call Us Specialists  ;)]
[Attorney's Blog]
[Contact Us]

NYS DMV Point & Insurance Reduction Program


If after we wrap up your case there are any points remaining on your license we will then walk you through the process of taking the New York State Department of Motor Vehicles approved Point & Insurance Reduction Program (PIRP). The course is taught through private companies, called "course sponsors." Upon completion of an approved PIRP course as many as four (4) points will be removed from your  driving record, and your liability and collision insurance premiums insurance will be reduced a minimum 10% for three years.


You can take the Point & Insurance Reduction Program course either online or in a traditional classroom setting. The course is 6 hours long and covers such issues as driver attitude and behavior, defensive driving techniques, and instruction on New York’s Vehicle & Traffic Law.


Once the PIRP course is completed the Point & Insurance Reduction Program sponsor notifies the DMV no later than ten weeks after you complete the course. The Department of Motor vehicles then enters a notice on your driving record, and the DMV computer automatically reduces your active point total by up to four points for points assessed within the last 18 months. The point reduction course also cannot be used as “credit" against future violations or points, nor can it reduce your points to less than zero. Even after you complete the course, most violations, conviction and points assessed will continue to show on your driving record. "Point reduction" means the NYS DMV will not count up to four points toward license revocation or suspension.

Points may be reduced only once in any given 18-month period. The New York DMV point system and insurance company merit point systems are separate and unrelated. In other words, point reduction on your driving record does not affect points assigned by your insurance company for violations and accidents.


After completing the PIRP course, you receive your insurance reduction by presenting the certificate of completion the course sponsor forwards to you to your insurance company / agent within 90 days after course completion. Your liability and collision premium reduction begins immediately starting after the fact from the date you completed the course. For insurance reduction purposes you may take the course once every 36 months to maintain insurance reduction benefits.

DMV Point System Summary

Points are assessed against a driving record based on the date the violation is committed, not the conviction date.  Accumulating 11 or more points in an 18 months period results in a license suspension. Notwithstanding this, some license suspensions / revocations are independent of any point accrual. This includes three speeding violations within an 18 month period, and any conviction involving alcohol or drugs.



Attorney Advertising
Prior results do not guarantee a similar outcome.

Attack That Ticket, NY Speeding Ticket Attorney,  as well as traffic ticket lawyers. As New York Traffic Ticket Lawyer they also handle DUI DWI. How to fight a NYC speeding ticket,  How to defend a DWI in New York State,  DUI defense New York State,  Representing VTL tickets in New York State,  Do you have a suspended license in New York State?  Aggravated Unlicensed Operation. How to defend a drunk driving charge in New York, Traffic Lawyers. Traffic Attorney handling New York City Traffic Tickets.  We are also criminal defense lawyers.


Attack That Ticket is brought to you by the Law Office of Palumbo & Associates, P.C. serving all of New York City and New York State, their principal office is located at 1600 Harrison Avenue, Suite 306, Mamaroneck, NY 10543

Site design and maintenance and hosting by Point Marketing Services